EIA refining facility utilization rate in the United States for the week ending July 25

Circle, valued at $9 billion, is one of the largest companies in the crypto industry. This article is a full list of Circle Ventures investments from 2023 to the present.

HUMA is the ecological token of the decentralized lending protocol Huma Finance, listed on mainstream exchanges such as Gate in May 2025, supporting direct trading pairs with BTC (HUMA/BTC). This token is used to pay protocol fees, governance voting, and incentivize ecosystem participants, with a total supply cap of 10 billion coins, and a current circulating supply of approximately 1.73 billion coins, presenting potential for future inflation. Affected by market adjustments, the BTC price has fallen below the $115,000 mark, currently reported at $114,709.99, with a daily decline of 3.03%, a correction of about 6.7% from the historical high of $123,000 in July. The current price of HUMA is $0.0486 (approximately 0.00000042 BTC), with a market capitalization of $9.7 million. Trading volume in the past 24 hours.

In the crypto assets market, a remarkable project is quietly emerging. Huma Finance, as a rising star in the PayFi sector, offers users an innovative on-chain lending method. This approach allows users to leverage unrealized income, such as upcoming salaries or unsettled invoices, to borrow on the blockchain without the need to collateralize crypto assets. This model cleverly addresses a major pain point of traditional on-chain financing. Many people, although they have stable future income, are unable to secure on-chain financing due to a lack of sufficient Crypto Assets. Huma Finance can quickly provide borrowing limits of up to 70% to 90% by analyzing users' cash flow through smart contracts, significantly improving financing efficiency. From the perspective of market valuation, Huma Finance ($HUMA) currently seems to be severely undervalued, especially compared to the relatively mature XRP payment scenario. The PayFi model combines financing and payment functions, covering a wider range of application scenarios, which may indicate greater development potential. As the market's understanding of this type of innovative financial model continues to deepen, the true value of Huma Finance may gradually be uncovered. For investors focused on emerging financial technology developments, now may be a worthwhile time to consider entering the market. However, investors should cautiously assess risks and conduct thorough market research when considering any investment decisions. While emerging technologies are full of opportunities, they also come with uncertainties and challenges. Closely monitoring the project's development progress, adoption rates, and overall market environment is crucial for making informed investment decisions.

In the current Decentralized Finance (DeFi) ecosystem, ordinary workers and small to medium-sized enterprises often find it difficult to access financing opportunities, as this field seems to be more geared towards serving high-net-worth users. However, HUMA is changing this situation through an innovative income stake model, extending credit services to a broader audience, especially freelancers and small business owners. The uniqueness of HUMA lies in its successful seamless integration of off-chain actual income with the on-chain credit system. This initiative not only fills the credit gap that traditional financial institutions have long overlooked but also paves the way for achieving inclusive finance. By introducing real income data into the blockchain credit assessment system, HUMA provides new possibilities for groups that find it difficult to obtain credit support in the traditional financial system. This innovative approach not only increases the accessibility of financial services but also has the potential to fundamentally change our understanding of credit assessment. As a pioneer in this field, HUMA is proving that with the help of blockchain technology, we can build a more inclusive and equitable financial ecosystem. With the promotion of this model, we may see more people benefiting from financial innovation, thus driving the development of the entire socio-economic landscape. The case of HUMA demonstrates the immense potential of blockchain technology in addressing real financial issues, while also providing guidance for other fintech companies. In the future, we may witness more similar innovations that further promote the democratization and popularization of financial services.

Finance is finally catching up with the digital age—and Huma @humafinance is leading that transformation. Huma is the first PayFi Network, enabling global payments to move 24/7 using stablecoins and on-chain liquidity. No more waiting days for settlement. No more hidden fees or pre-funded accounts. Just instant, transparent, and borderless money movement. It’s not just talk—Huma has already processed over $3.8B in transactions and delivers real-world yield to LPs. Backed by Solana, Circle, SDF, Galaxy Digital, and more, it’s rewriting the rules of finance. In a world that’s always on, money should be too. #HumaFinance is making that possible—today.