For many small businesses, signing orders and issuing invoices often means waiting a month or even longer to receive payments, which is undoubtedly a huge challenge. However, an innovative financial solution is changing this predicament, turning accounts receivable from a collection notice into an asset that can be monetized at any time.

The core of this technology lies in its hybrid underwriting system, which combines off-chain data verification with on-chain smart contract execution. This not only ensures the authenticity of transactions but also enables quick disbursement of funds. It is worth noting that this method has a much lower interest rate compared to traditional bank factoring, and it also does not require the collateralization of physical assets.

A case study of a cross-border trade clothing factory well demonstrates the practical application of this technology. In the past, the company often struggled to pay employee wages due to delayed payments from clients. Now, by uploading invoices to the system, smart contracts can verify the authenticity of transactions within minutes and quickly transfer 80% of the invoice amount into a digital currency wallet. This "invoice as collateral" model is gaining a good reputation among small businesses.

This innovation is not just a cryptocurrency project, but a "timely rain" that provides timely assistance to countless small businesses. It is leveraging the efficiency of blockchain technology to address the most fundamental needs of the real economy—ensuring that quality businesses do not fall into distress due to cash flow issues.

With the popularization of this technology, we can expect to see more small businesses overcome cash flow challenges and achieve more robust growth. This will undoubtedly have a positive impact on the entire economic ecosystem, fostering more innovation and job opportunities.