Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
322,506,154
0.000475%/
0.000523%
/4.59%
0.000625%
/5.48%
btc
BTC
2,612
253.52M USDT
0.000242%/
0.000336%
/2.95%
0.000293%
/2.57%
eth
ETH
6,424
11.87M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,900,573
42.12M USDT
0.000557%/
0.000615%
/5.39%
0.000979%
/8.58%
doge
DOGE
196,197,923
36.06M USDT
0.000355%/
0.000403%
/3.54%
0.000429%
/3.76%
ondo
ONDO
23,940,254
22.14M USDT
0.000899%/
0.001259%
/11.03%
0.001089%
/9.54%
shib
SHIB
1,018,511M
13.92M USDT
0.000326%/
0.000363%
/3.18%
0.000613%
/5.37%
kas
KAS
135,812,707
13.03M USDT
0.000170%/
0.000187%
/1.64%
0.000428%
/3.75%
usdc
USDC
12,875,000
0.000362%/
0.000658%
/5.77%
0.001031%
/9.04%
ltc
LTC
141,625
12.82M USDT
0.000354%/
0.000391%
/3.43%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?